Payday Loans are really quite easy to understand. The ‘catch’ associated with payday loans is the high rate of interest that is often attached to these loans and the fact that they must be paid back quickly. Most typically, the interest charged on this type of loan can range from 10 to 25%. Payday Loans are great for those times you are facing an emergency and you find yourself short of cash. With payday loans you have to be sure to pay back the loan, plus the interest attached, in the specified period of time. It is therefore crucial that payday loans be paid back on time. Payday Loans are expensive to take out, but sometimes when an emergency strikes, they are necessary – especially if you have no credit or money in the bank. So, back to the question: Are payday loans worth it?
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