Buying Individual Health Insurance is always advisable since it takes care of these unexpected medical expenses. If any of your family member or you suffer from any previous ailments note that while Buying Individual Health Insurance you will probably have to pay a higher premium. The insurance coverage should include x-rays as well as medical prescriptions. You can obtain private health insurance through your employer as well.
It is very essential to provide the insurance company with the correct information about your age, sex and medical history. If you are under group insurance and you are considering Buying Individual Health Insurance do not cancel you policy till the new one has been accepted. Your insurance coverage will be based on your medical history, weight, height as well as your BMI (Body Mass Index).
The insurance company may also at issues like smoking, drinking and drugs.